Spot does not store any credit card information and uses Moneris to process payments. Moneris is the largest payment processor in Canada. Moneris uses Point-to-Point Encryption (P2PE).
P2PE is an encryption standard established by the PCI Security Standards Council, which outlines detailed security requirements that a solution has to meet to be considered a PCI validated P2PE solution. As defined by PCI, a PCI P2PE solution must include all of the following:
Secure encryption of payment card data at the point-of-interaction
P2PE-validated application(s) at the point-of-interaction
Secure management of encryption and decryption devices
Management of the decryption environment and all decrypted account data
Use of secure encryption methodologies and cryptographic key operations